- Health insurance
- Paid time off
- 401(k)
- Own and lead the bank’s overall payments strategy, including development, execution, and continuous improvement of payment products and services.
- Design, build, and manage modern payment rails, including but not limited to Zelle, Real-Time Payments (RTP), FedNow, and other P2P solutions.
- Serve as the internal payments architect, ensuring systems, integrations, and processes are scalable, secure, and aligned with the bank’s long-term technology roadmap.
- Lead payment-related workstreams, including debit card programs, ACH processing, and other payment channels, ensuring seamless implementation and minimal disruption.
- Establish strong controls, efficient workflows, and high service standards across all payment channels.
- Collaborate cross-functionally with retail, treasury management, operations, IT, and finance teams to align payment initiatives with business goals and customer needs.
- Stay current on emerging payment technologies and industry trends, proactively recommending innovations that enhance the bank’s competitive position.
- Partner with overlapping risk area teams, such as Treasury Management (ACH), Fraud, Legal and Compliance for developing and strengthening items such as mitigations, parameters, and audit & internal controls within any relevant areas.
- Participate in special projects or assignments as necessary.
- Perform other duties as required to fulfill the responsibilities of the position.
- Follow procedures and policies that ensure compliance with not only Bank policies and procedures, but also all applicable federal and state banking regulatory agency policies.
- Comply with bank standards for attendance and hours of work.
- Bachelor’s degree in finance, business, information systems, or related field (or equivalent combination of education and experience).
- 5+ years of experience in payments, treasury, banking operations, or financial technology, with demonstrated depth in ACH, debit card, and/or real-time payment systems.
- Professional payments certification preferred, such as Accredited ACH Professional (AAP) or other relevant industry credentials.
- Experience implementing or managing modern payment solutions, including platforms such as Zelle, RTP, FedNow, or other P2P/payment rails.
- Strong understanding of payment operations and infrastructure, including settlement processes, integration points, and vendor relationships.
- Demonstrated ability to develop and execute strategy, particularly in driving product adoption, improving customer experience, and increasing payments-related revenue.
- Analytical mindset with the ability to leverage data to inform decisions, identify opportunities, and measure performance.
- Knowledge of regulatory and risk considerations related to payments, including ACH rules, network requirements, and general banking compliance expectations.
- Self-starter with an architectural mindset, capable of building and scaling payment capabilities in a growing organization.
- Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations.
- Regard for important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details.
- Must embrace change and see change as opportunity. Must be willing to express and support management's ideas to affected staff.
- Respond sensitively to the needs and priorities of the customer; recognize and take appropriate action to meet their needs; establish an effective working relationship with customers to gain their respect and loyalty.
- The ability to express thoughts and ideas in a clear and concise manner, both orally and in written form to a variety of audiences and to all levels of staff.
- Project a positive image of the bank to all internal and external customers.
- Ability to effectively manage one’s time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.
- Must view oneself as part of an overall team. This includes supporting others throughout the entire bank to achieve the overall goals of the bank.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Prevail Bank
Prevail Bank is looking for dedicated individuals with the right skill set to continue to serve our customers and provide the best banking services possible. Our vision is to demonstrate our integrity and commitment to our customers and communities by providing quality products, services, technology and financial education. Our mission is to be an exceptional financial service resource for our customers, banking team and community by doing the right thing, taking ownership in finding solutions for our customers.
Browse our current job openings to see if we’re a match for you!
Company Website: www.prevail.bank
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